● ON MARKET · MIXED‑USE

547-549 Dudley St

Roxbury, Boston, MA · 2 units · 6 beds

$1,011 /mo per person

Six people. Two three-bedroom units. A ground-floor commercial space that stays in community hands.

$28,333 down payment, each

A perfect example of what co-buying can do

547 Dudley St is a two-family, three bedrooms and a bath in each unit, with commercial space on the first floor, currently used as a church. Six co-buyers here would each carry a total monthly cost of ownership of $1,011, about $200 under market rent for the area, and that number assumes the ground-floor commercial space brings in nothing.

Six locals living affordably, who could then offer that ground-floor space to a tenant like this church at a rate it can actually afford, instead of pricing out the kind of business the neighborhood depends on.

New to co-buying? A small group buys a multifamily together, splits the down payment, and each person holds a legal ownership stake. Own a unit instead of renting a room.

$850,000

LIST PRICE

4,020 sf

LIVING AREA

$141,667

PRICE PER BED

6 / 4

BEDS / BATHS

2,460 sf

LOT SIZE

1899

YEAR BUILT

What it costs you

Down payment$28,333

Mortgage$716/mo

Tax$95/mo

Insurance$30/mo

Repairs reserve$104/mo

Per person, monthly$1,011

$200under market rent, monthly

A comparable unit in the area rents for about $1,211. Six owners here pay $1,011, and unlike rent, that payment builds equity in the building.

The commercial space is upside, not a requirement

Every figure on this page assumes the first floor earns $0. Any rent a commercial tenant pays comes off the top of what the six owners carry, which is also what makes it possible to offer that tenant a rate they can actually afford.

Help with the down payment

Boston has a co-purchasing down payment assistance program. Reaching 20% means $28,333 per buyer, and that program exists to close part of that gap. We'll walk you through eligibility on a call.

Group totals: $170,000 down, $6,066/mo. Assumes 6 buyers, 20% down, 6.5% rate, 30-yr term. Commercial income excluded.

Three floors, three uses

First floorCommercial

Open floor plan, currently used as a church. Office, hall, and two half baths.

Second floor3 bed / 1 bath

Kitchen, pantry, full bath, and a study currently used as classroom space.

Third floor3 bed / 1 bath

Kitchen, full bath, and a living room also in use as a classroom.

Total living area4,020 sf

Lot2,460 sf

Built1899

Both storefronts and the residential floors above

Corner view showing the upper floors and fire escape

Street-level views. Interior photographs to come.

Dudley Street, Roxbury

A working commercial corner between Nubian Square and Grove Hall, with storefronts on both sides and heavy bus service along Dudley. Storefronts here depend on landlords willing to keep rents affordable instead of chasing market rate.

Map showing 547-549 Dudley St in Roxbury, between Nubian Square and Grove Hall

What's nearby

Nubian Square0.5 mi

Boston Medical Center1.3 mi

Northeastern University1.6 mi

Longwood Medical Area2.2 mi

Downtown Boston2.6 mi

Distances approximate.

Who this fits

Groups who want commercial space as well as somewhere to live, and small business owners looking for an office, studio, professional service, or neighborhood business location.

Groups of 6 Small business owners Faith & community organizations Two households sharing Studio or office users

What to know

Sale is contingent on the owner finding housing

The listing is subject to the owner securing suitable housing, which can stretch the timeline. Plan for patience.

Mixed-use financing is its own process

A commercial ground floor changes which lenders will look at the deal and what they'll ask for. Worth starting early.

Four baths across six bedrooms

Two of the four are half baths on the commercial floor. Each residential unit has one full bath shared by three bedrooms.

Built in 1899

Expect the systems and surfaces of a building that age. Budget for it before closing, not after.

Rooms are in institutional use today

The study and living room currently serve as classrooms. Returning them to residential use is straightforward but not free.

We'll find you a home like this, specific to your needs.

Whether it's this property or the next one, the preparation is the same.

Book a 30-minute call

How this works from here

1. A 30-minute call. 2. Group preparation — legal structure, agreement, financing readiness with Way Finders. 3. Property selection.

Estimates from list price and public data, August 2026. Not an offer, appraisal, or financial advice.